Stake KYC and AML Policy

Stake enforces strict KYC and AML procedures to verify the identity of all registered users, eliminate fraudulent activity, and prevent financial crimes across its platform. These measures are in place to uphold the standards expected under applicable regulatory requirements and to preserve the integrity of the platform’s financial ecosystem.

This policy guarantees the following:

• Maintenance of a fair play environment for all registered participants
• Protection of user funds and the platform’s financial infrastructure
• Active prevention of money laundering, terrorism financing, and related financial offences
• Full compliance with Indian and international regulatory standards
• Consistent application of identity check and transaction monitoring protocols
• Transparent reporting obligations to relevant regulatory and law enforcement authorities
• Continuous improvement of user safety and account protection measures

Every new player registering on the Stake platform is required to complete a mandatory identity verification process before deposits, withdrawals, or continued use of the platform may be authorised. This ID verification process is designed to confirm the authenticity of each account holder and prevent unauthorised or fraudulent account activity.

The following documents are required for document submission and successful verification:

• Government-issued photo identification: A valid passport, national identity card, or driver’s licence issued by a recognised authority
• Proof of address: A recent utility bill, bank statement, or government correspondence dated within the last three months, confirming the account holder’s current residential address
• Payment method verification: Documentation confirming ownership of the payment instruments used for deposits and withdrawals, such as bank statements or card details
• Additional personal data: In certain circumstances, Stake may request supplementary documentation to satisfy enhanced due diligence requirements or address irregularities identified during the verification process

All submitted documents are processed in accordance with applicable data protection regulations. Personal data collected during the ID verification process is used solely for compliance and regulatory purposes.

Stake employs a comprehensive range of security measures designed to detect, prevent, and report money laundering, terrorism financing, and other forms of financial crime across its platform. These measures are applied consistently and are reviewed on a regular basis to remain aligned with evolving regulatory requirements.

Specific AML actions undertaken by the platform include:

• Continuous transaction monitoring: All financial activity is subject to ongoing review to identify patterns or behaviours inconsistent with a user’s stated profile
• Automated flagging of suspicious activity: Proprietary systems are in place to detect and escalate unusual or high-risk transactions for further review
• Auditing of high-value transfers: Deposits, withdrawals, and transfers above established thresholds are subject to enhanced scrutiny and documentation requirements
• Enhanced due diligence for high-risk accounts: Account holders identified as presenting elevated risk are subject to additional identity check and verification procedures
• Source of funds verification: Users may be required to demonstrate the legitimate origin of funds used on the platform
• Regulatory reporting: Suspicious findings are formally reported to the relevant regulatory and financial intelligence authorities in accordance with applicable law
• Staff training and internal compliance reviews: The platform maintains internal procedures to ensure all compliance obligations are met consistently

All Stake users are required to comply with the platform’s KYC and AML standards at all times. Any activity that undermines the integrity of these standards is strictly prohibited and may result in immediate regulatory and disciplinary action.

The following activities are expressly prohibited:

• Operating multiple accounts: No individual is permitted to register or maintain more than one account on the platform
• Submitting false or fraudulent documentation: The submission of forged, altered, stolen, or otherwise inauthentic documents during the ID verification or document submission process is strictly forbidden
• Attempting to launder funds: Any effort to introduce, transfer, or withdraw funds derived from illegal sources constitutes a serious violation of this policy and applicable law
• Exploiting platform vulnerabilities: Deliberate manipulation of the platform’s systems, including betting patterns designed to circumvent transaction monitoring or AML controls, is prohibited
• Sharing or transferring account access: Account holders must not share login credentials, transfer account control, or permit third parties to operate their account
• Providing false personal data: Users must not supply inaccurate or misleading information at any stage of the registration or verification process
• Structuring transactions to avoid detection: Deliberately breaking up deposits or withdrawals to avoid automated flagging or regulatory thresholds constitutes a violation of AML obligations

Any breach of Stake’s KYC or AML policies will result in immediate disciplinary action, the severity of which will correspond to the nature and extent of the violation identified. The platform reserves the right to act without prior notice in cases where there is a reasonable suspicion of fraudulent or illegal conduct.

Penalties for violating AML and KYC policies include temporary or permanent account deactivation, the freezing or forfeiture of funds associated with suspicious activity, the voiding of active bets or accumulated winnings connected to non-compliant behaviour, mandatory reporting to relevant regulatory and law enforcement authorities, and permanent restriction from re-registering on the platform. In cases of confirmed financial crime, Stake may also cooperate fully with law enforcement agencies and provide all relevant account data and transaction records as required by applicable legal obligations.

All registered users of the Stake platform bear a direct responsibility for the accuracy, completeness, and currency of the personal data provided during registration and throughout their ongoing use of the platform. Account holders are required to complete the identity verification process promptly upon request and must cooperate fully when additional documentation is sought by the compliance team.

Users must ensure that all information submitted remains up to date, and must notify the platform without delay if any of their registered details change. Each account holder is also responsible for the security of their account and must not engage in or facilitate any activity that could compromise the integrity of the platform’s compliance framework. Importantly, users are required to report any suspicious activity relating to their account to the platform’s support team at the earliest opportunity. Failure to fulfil these obligations may be treated as a breach of this policy and may result in the consequences outlined in the preceding section.

Stake maintains a firm commitment to transparency and to the principles of fair play across all aspects of its operations. The KYC and AML measures described in this policy are not solely regulatory obligations; they exist to protect the broader user community, build sustained trust, and uphold the conditions necessary for a safe and equitable betting environment.

The following core principles underpin the platform’s approach to compliance and user safety:

• Adherence to international KYC and AML standards: The platform’s policies are aligned with globally recognised frameworks and are adapted to satisfy applicable Indian regulatory requirements
• Data privacy and personal data protection: All personal data collected during the ID verification and document submission processes is stored and processed in accordance with applicable data protection law
• Proactive transaction monitoring and auditing: Regular internal reviews are conducted to ensure the effectiveness of existing security measures and to identify areas for improvement
• Equal conditions for all participants: KYC and AML procedures are applied uniformly across all accounts, without exception, to guarantee a level playing field
• Responsible gaming integration: Compliance procedures are coordinated with the platform’s responsible gaming framework to identify and support users who may be at risk
• Ongoing staff training and policy updates: Internal compliance personnel receive regular training to remain current with evolving regulatory requirements and best practices
• Cooperation with regulatory and law enforcement authorities: The platform fulfils all reporting obligations and cooperates fully with authorised bodies in the investigation of financial crime